Michelle Valdez

Different Mortgage

Phone: 619-206-9778
Email: michelle@differentmortgage.com

NMLS#: 1656492

Michelle - headshot

Michelle has had the privilege of helping people navigate the home buying process since 2018.  She spent her first couple of years in the industry at Veterans First Mortgage, helping veterans accomplish homeownership. Since then, Michelle has gone on to work in the mortgage broker world, where she's been able to help more home buyers by offering a wider variety of loan products. Michelle's goal with every client is to not just be a lender, but a trusted partner—someone you can rely on for clear communication, honest guidance, and quick solutions to your needs. She aims to serve each client at a high level, turning what can be an overwhelming process into one that’s approachable, transparent, and rewarding.

When she's not in front of her computer, you can find Michelle near the beach, engaging in sports, at a community event, or serving the community through her local church. Michelle is passionate about her career because of the opportunity it's provided in bonding her to her community.  Specializing in the diverse markets of San Diego and Santa Cruz counties, she offers personalized mortgage loan solutions designed to meet a variety of needs. Whether you're a first-time homebuyer, refinancing, or investing in property, Michelle is here to help you feel confident every step of the way.