A Mortgage Partner
You Can Trust

Chris has helped us buy our home as well as refinance. Working with him is great. He is friendly, quick, responsive and always follows up on the details. He has... read more gotten us great rates and even let me know when home values in our neighborhood ha risen. I highly recommend him!

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!

I was referred to Matt as a get-it-done, hands-on mortgage broker, and he was just that. As a first time home buyer, Matt made it painless while keeping me... read more informed virtually everyday through the process with all the details. Matt personally manages the mortgage lending and finds solutions as needed. In our situation, this meant he found us a special loan structure through a unique lending product just in time to allow us to save our escrow process and make our lending terms work. Without this, we would have fallen out of escrow and likely lost the house. Matt is professional but laid-back, and very patient in educating buyers with any and all questions. I'll definitely use Matt again for my re-fi and future purchases. Different Mortgage truly is different from the industry norm.

Matt is by far the best loan officer I have ever dealt with. I did a refi and it was smooth, quick and he answered all my questions with a... read more very quick response time. I highly recommend him. He really made the whole process easy and smooth. Thanks Matt

Our family has done two home purchases and a couple refinances with Matt. As others have noted he is a true professional and knows his products and the home... read more buying process better than any other mortgage broker we have worked with. Our first experience with Matt was purchasing a home during the financial crisis in October 2008. He did his research up front and figured out all the hoops we would need to jump through (some very odd requirements at the time). Matt walked me through the requirements so that I knew what we were up against, and exactly how we could get it done. I spoke with multiple other lenders who promised me things that were not possible based on my knowledge from Matt. After pressing them about the information Matt had given me, they would dissapear for a couple days and then come back confirming that Matt's analysis was correct...it wouldn't work as they had stated. So going with Matt was a pretty obvious choice. We closed on time in a period where closing at all was a huge challenge. All our other experiences with Matt have been smooth and hassle free. He is the best.

Matt has helped us with refinancing several times. He makes it a friendly, easy, and smooth process and goes the extra mile to communicate the whole way and doesn't drop... read more any balls. His creative thinking applied to the many different kinds of loans for each situation is also a huge help. Couldn't possibly imagine going through this with anyone else. Highest possible recommendation.

It was a joy to work with Matt through the process of refinancing our home. He took my calls, answered my lengthy questions, and remained attentive and invested until our... read more loan funded. Thanks Matt for your professionalism, your upbeat spirit, and for honestly and forthrightly steering us in the direction that was best suited for our family.

I’ve worked with Matt over the past several years and I have nothing but high praises. He’s walked us through many refinances and even a home purchase; all the... read more while remaining transparent, responsive, and very communicative throughout the entire process. He understands the market, and looks at all variables and all factors to get you the best rate for your situation. Even after the transactions are long done, he’s followed-up with us months or years later to alert us if rates have gone down or a market situation has occurred that might work for your situation(such as conforming loan limit changes). He’ll never push anything that doesn’t make sense for you. I have confidence in working with him again; definitely recommend.

I've worked with Chris twice now on and he has delivered both times. High integrity, timely closing, and an overall nice guy. Thank you Chris for helping me reduce my... read more payment. See you on my next purchase.

There are many brokers out there, but Matt is hands down the best out there. His honesty and attention-to-detail are why I would choose Different Mortgage again and again.... read more I found out about Matt from a coworker and decided to give him a call even though I thought I had already found the team I was going to give my business to. After the first conversation I knew he was truly different. There were no red flags or hidden fees and everything he told me over the phone was in the refinance paperwork. My coworkers were in shock when I told them the rate I received and how quick the refinance was. If you are in the market, please do yourself a favor and contact Matt.

I highly recommend Matt Sauer. He was recommended to me by my uncle, and I am so glad I contacted him. Matt worked with me to set up the loan... read more on my first home, and the whole experience was wonderful. I contacted several lenders to make sure I did my research, and Matt out-shined them all. His service is unbeatable; he responds to calls & emails immediately, answers questions with expert advice, is extremely professional, and of course, provides the most competitive rates and deals.

Matt was recommended by a friend, and it was a great recommendation. He focused on the pertinent details, so I only had to look at the stuff that mattered. He... read more runs everything very smoothly, it makes the whole process a breeze. Thanks Matt!