A Mortgage Partner
You Can Trust

We love working with Matt! He's communicative, hard working, and has amazing financial products to help out his clients. We appreciate the way he takes time to help his clients... read more understand their options and make the best decisions.

Refinanced with Matt last week. Matt really makes it easy, helping you every step of the way and setting up everything for you to sign. Almost all forms were signed... read more electronically. Matt was super responsive and answered any questions I had right away and got the job done perfectly. Thanks Matt!

I bought my house about two years ago with my ex-husband. We worked with Chris Depaso to finance the loan and he was great to work with. When... read more I had to refinance due to a divorce, Chris was extremely helpful, kind and communicative. He helped me reduce my rate during the refinance. After that Chris contacted me to say rates had gone down and he could help me refinance again to pay less each month - and no out of pocket cost for the new loan. He has now helped me stay in my house and I'm so happy with the service he always provides. He is professional and sure to keep me updated on what needs to happen and when. I would highly recommend Chris and will continue using him in the future.

I was referred to Matt as a get-it-done, hands-on mortgage broker, and he was just that. As a first time home buyer, Matt made it painless while keeping me... read more informed virtually everyday through the process with all the details. Matt personally manages the mortgage lending and finds solutions as needed. In our situation, this meant he found us a special loan structure through a unique lending product just in time to allow us to save our escrow process and make our lending terms work. Without this, we would have fallen out of escrow and likely lost the house. Matt is professional but laid-back, and very patient in educating buyers with any and all questions. I'll definitely use Matt again for my re-fi and future purchases. Different Mortgage truly is different from the industry norm.

I have worked with Chris DePaso for many years. They find the best rates and their service is excellent. I have grown to trust Chris and Different Mortgage over the... read more years because they are honest, perfessional, and get the loan closed quickly. When you get the loan documents and escrow closing statements there are no surprises. I have recommended Chris to Family and Friends and all have been total happy with the results. Different Mortgage is honest, efficient and always the best rates. Chris takes the pain and hassle out of refinancing

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!

I had an opportunity to work with Matthew Sauer (Matt) on a home loan. He was very professional, knowledgeable, and EFFICIENT. He really knew what he was doing... read more and excelled at his job. He got me the BEST RATE out of the many loan officers I contacted. He was quick to provide a loan estimate when requested. He was very TRUSTWORTHY. He worked with me every minute he could to make sure the process progressed smoothly & followed up with me on every necessary step. He made life so much easier. He was also very patient and accommodated my busy schedule. He was quick to reply to emails or text messages. I will recommend Matt to everyone. If the best score were 10/10, I would give him a 15/10. I look forward to working with Matt again in the future. -Posted on behalf of Thu

Matt was recommended by a friend, and it was a great recommendation. He focused on the pertinent details, so I only had to look at the stuff that mattered. He... read more runs everything very smoothly, it makes the whole process a breeze. Thanks Matt!

He is the best person I have dealt with for re-financing mortgage. I have done this twice before but he is the best one. The response was really fast and... read more timely manner and so kind and patient with all the process that I don't understand and with all bunch of documents and statements I sent was a really big mess but he explained and figured out how to do it one by one. We didn't have to have a face to face meeting and all things done on-line and I didn't have to even call him that many times. I got a referred from my friend and now I need to refer him to everyone who needs his help. Truly an awesome and trustful expert. Oh! The most important thing is that he also offers you the best rate. Thanks Matt.

Matt is the absolute best. He’s kind, to the point, accurate, friendly, and really knows his stuff. He doesn’t sugar coat things and figures out what works best for you.... read more We have refied with him several times and it’s been smooth sailing. I’m not big on small talk and he respects that of me.

From the first phone conversation until the day we closed, Matt was a true advocate for our family. This was our first experience in buying a home. Several of his... read more qualities stand out — extremely knowledgeable, communicates clearly, responds promptly, accessible when concerns arose, personable and persistent. As an independent mortgage broker, he navigates situations and the loan process with your priorities and interests in mind. He found the best interest rate than any other mortgage advisor we spoke with and helped guide the process for our complex family situation. Definitely worth a conversation with Matt if you’re looking for a mortgage broker... highly recommend!

We moved here about a year ago and worked with Matthew from Different Mortgage. He was great to work with, found us a great loan program to allow us to... read more use our cash for renovations and helped us through our rocky closing. About a month ago he reached out and said rates were down a little bit and asked if we wanted to refinance. It was no money out of packet and would save us monthly, so we went for it. Just like when we bought, he was great to work with and kept us informed. From the time he let us know of the refi to the closing it was done in 14 days! I would highly recommend using Matthew Sauer with Different Mortgage.