A Mortgage Partner
You Can Trust

Our family has done two home purchases and a couple refinances with Matt. As others have noted he is a true professional and knows his products and the home... read more buying process better than any other mortgage broker we have worked with. Our first experience with Matt was purchasing a home during the financial crisis in October 2008. He did his research up front and figured out all the hoops we would need to jump through (some very odd requirements at the time). Matt walked me through the requirements so that I knew what we were up against, and exactly how we could get it done. I spoke with multiple other lenders who promised me things that were not possible based on my knowledge from Matt. After pressing them about the information Matt had given me, they would dissapear for a couple days and then come back confirming that Matt's analysis was correct...it wouldn't work as they had stated. So going with Matt was a pretty obvious choice. We closed on time in a period where closing at all was a huge challenge. All our other experiences with Matt have been smooth and hassle free. He is the best.

Buying a home can be overwhelming, but having Matt in our corner made all the difference. From the start, he was patient, knowledgeable, and truly had our best interests at... read more heart. He took the time to explain everything clearly, answer all our questions, and advocate for us every step of the way. No matter how complicated things got, he made sure we felt confident and informed. His expertise and guidance helped us navigate a tough market, and we always felt like we were in the best hands. After two-plus years of searching, we finally found our home, and Matt was there for us the entire way. We're beyond grateful for his support and couldn't recommend him more. If you need a mortgage broker who genuinely cares, Matt is the one!

I just finished the refinance of my house. Matt Sauer was very informative and helpful. He got back to me with any information I needed and was more than happy... read more to explain the process to me as well.

Matt did an excellent job of guiding us through the process of securing a home loan along with ultimately helping us to refinance. He put our interests first and... read more communicated in a timely fashion. It was refreshing to work with a company that puts integrity at the forefront of their business model. I would not hesitate to refer friends and family to Different Mortgage.

Matt is by far the best loan officer I have ever dealt with. I did a refi and it was smooth, quick and he answered all my questions with a... read more very quick response time. I highly recommend him. He really made the whole process easy and smooth. Thanks Matt

Matt is the absolute best. He’s kind, to the point, accurate, friendly, and really knows his stuff. He doesn’t sugar coat things and figures out what works best for you.... read more We have refied with him several times and it’s been smooth sailing. I’m not big on small talk and he respects that of me.

It was a joy to work with Matt through the process of refinancing our home. He took my calls, answered my lengthy questions, and remained attentive and invested until our... read more loan funded. Thanks Matt for your professionalism, your upbeat spirit, and for honestly and forthrightly steering us in the direction that was best suited for our family.

Matt was great to work with! He is prompt in answering telephone calls and emails, kept us in the loop at all times, and went the extra mile. What a... read more pleasant experience!

I highly recommend Matt Sauer. He was recommended to me by my uncle, and I am so glad I contacted him. Matt worked with me to set up the loan... read more on my first home, and the whole experience was wonderful. I contacted several lenders to make sure I did my research, and Matt out-shined them all. His service is unbeatable; he responds to calls & emails immediately, answers questions with expert advice, is extremely professional, and of course, provides the most competitive rates and deals.

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!

I’ve worked with Matt over the past several years and I have nothing but high praises. He’s walked us through many refinances and even a home purchase; all the... read more while remaining transparent, responsive, and very communicative throughout the entire process. He understands the market, and looks at all variables and all factors to get you the best rate for your situation. Even after the transactions are long done, he’s followed-up with us months or years later to alert us if rates have gone down or a market situation has occurred that might work for your situation(such as conforming loan limit changes). He’ll never push anything that doesn’t make sense for you. I have confidence in working with him again; definitely recommend.

Wonderful first homebuyer experience thanks to the amazing customer service from Matt!