A Mortgage Partner
You Can Trust

I highly recommend Matt Sauer. He was recommended to me by my uncle, and I am so glad I contacted him. Matt worked with me to set up the loan... read more on my first home, and the whole experience was wonderful. I contacted several lenders to make sure I did my research, and Matt out-shined them all. His service is unbeatable; he responds to calls & emails immediately, answers questions with expert advice, is extremely professional, and of course, provides the most competitive rates and deals.

I HIGHLY recommend Matt for any mortgage services. He was strongly recommend to me by one of my girlfriend's that had a wonderful experience in refinancing her loan as well.... read more Matt was incredibly patient with me and my thousand and one questions, and was always just a phone call away in the midst of my anxiety over documents and decision making. Interactions with Matt were easy and I felt like he was my personal financial counselor with my best interests at heart. Working with Matt created a "financial detox" and an emotional relief and freedom from debt as he created an outstanding option of a VA loan for us. Strongly recommend veterans to access Matt's services as he makes the whole process so easy and attainable. The complex refinancing process took us less than a month to accomplish and I attribute the success of this undertaking to Matt's professionalism, personal touch and unique caring for his clients. Loved our conversations about the economics of real estate and financing world. Matt will have our business for as long as he is in business, and we will rely on him for our adult children financing or refinancing of their mortgages as well. Extremely grateful for having met Matt in our journey to financial well being.

I've worked with Chris twice now on and he has delivered both times. High integrity, timely closing, and an overall nice guy. Thank you Chris for helping me reduce my... read more payment. See you on my next purchase.

Matt did an excellent job of guiding us through the process of securing a home loan along with ultimately helping us to refinance. He put our interests first and... read more communicated in a timely fashion. It was refreshing to work with a company that puts integrity at the forefront of their business model. I would not hesitate to refer friends and family to Different Mortgage.

I’ve worked with Matt over the past several years and I have nothing but high praises. He’s walked us through many refinances and even a home purchase; all the... read more while remaining transparent, responsive, and very communicative throughout the entire process. He understands the market, and looks at all variables and all factors to get you the best rate for your situation. Even after the transactions are long done, he’s followed-up with us months or years later to alert us if rates have gone down or a market situation has occurred that might work for your situation(such as conforming loan limit changes). He’ll never push anything that doesn’t make sense for you. I have confidence in working with him again; definitely recommend.

From the first phone conversation until the day we closed, Matt was a true advocate for our family. This was our first experience in buying a home. Several of his... read more qualities stand out — extremely knowledgeable, communicates clearly, responds promptly, accessible when concerns arose, personable and persistent. As an independent mortgage broker, he navigates situations and the loan process with your priorities and interests in mind. He found the best interest rate than any other mortgage advisor we spoke with and helped guide the process for our complex family situation. Definitely worth a conversation with Matt if you’re looking for a mortgage broker... highly recommend!

Matt is the best! We have done 2 refinances and a purchase with Different Mortgage and all 3 were quick, pain-free and had no issues. Matt knows what he's doing... read more and always keeps you in the loop with what's going on. 10/10 recommend!

Matt is an amazing Mortgage Broker! I have been in Real Estate for over a decade so have worked with a lot of brokers/lenders throughout the years but Matt is... read more the best. He is quick, responsive, communicative, honest, hard working and easy to work with. I trust him with all my clients. I also have used him myself for my own home purchase and refinance and he got me a great rate both times! You won't be disappointed!

It was a joy to work with Matt through the process of refinancing our home. He took my calls, answered my lengthy questions, and remained attentive and invested until our... read more loan funded. Thanks Matt for your professionalism, your upbeat spirit, and for honestly and forthrightly steering us in the direction that was best suited for our family.

This is the second time working with Matt Sauer; first to finance our new home three years ago, and now to refinance it. He is attentive and very responsive, and... read more worked diligently to get us great rates both times. We appreciate all he did for us and will definitely reach out to him again for any future financial assistance. We highly recommend his services.

Matt is by far the best loan officer I have ever dealt with. I did a refi and it was smooth, quick and he answered all my questions with a... read more very quick response time. I highly recommend him. He really made the whole process easy and smooth. Thanks Matt

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!