A Mortgage Partner
You Can Trust

It was a joy to work with Matt through the process of refinancing our home. He took my calls, answered my lengthy questions, and remained attentive and invested until our... read more loan funded. Thanks Matt for your professionalism, your upbeat spirit, and for honestly and forthrightly steering us in the direction that was best suited for our family.

Matt worked with us as we ventured into home ownership for the first time, he was professional, thorough, and careful as he walked us through every detail of the process.... read more Needless to say if we had it to do all over again, we would certainly choose Different Mortgage. Highly recommend-

He is the best person I have dealt with for re-financing mortgage. I have done this twice before but he is the best one. The response was really fast and... read more timely manner and so kind and patient with all the process that I don't understand and with all bunch of documents and statements I sent was a really big mess but he explained and figured out how to do it one by one. We didn't have to have a face to face meeting and all things done on-line and I didn't have to even call him that many times. I got a referred from my friend and now I need to refer him to everyone who needs his help. Truly an awesome and trustful expert. Oh! The most important thing is that he also offers you the best rate. Thanks Matt.

They helped me take a whole point off my interest rate with my home refinance. Way easier than I thought it was going to be and definitely worth my time.... read more Couldn’t be happier!

Matt Sauer is a friend of mine from our Church, He has proved to be a person with great morals, wisdom, and ethics. He is easy to work with and... read more makes the whole process of obtaining a mortgage pleasant. I recommend him highly.

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!

Wonderful first homebuyer experience thanks to the amazing customer service from Matt!

Buying a home can be overwhelming, but having Matt in our corner made all the difference. From the start, he was patient, knowledgeable, and truly had our best interests at... read more heart. He took the time to explain everything clearly, answer all our questions, and advocate for us every step of the way. No matter how complicated things got, he made sure we felt confident and informed. His expertise and guidance helped us navigate a tough market, and we always felt like we were in the best hands. After two-plus years of searching, we finally found our home, and Matt was there for us the entire way. We're beyond grateful for his support and couldn't recommend him more. If you need a mortgage broker who genuinely cares, Matt is the one!

I’ve worked with Matt over the past several years and I have nothing but high praises. He’s walked us through many refinances and even a home purchase; all the... read more while remaining transparent, responsive, and very communicative throughout the entire process. He understands the market, and looks at all variables and all factors to get you the best rate for your situation. Even after the transactions are long done, he’s followed-up with us months or years later to alert us if rates have gone down or a market situation has occurred that might work for your situation(such as conforming loan limit changes). He’ll never push anything that doesn’t make sense for you. I have confidence in working with him again; definitely recommend.

From the first phone conversation until the day we closed, Matt was a true advocate for our family. This was our first experience in buying a home. Several of his... read more qualities stand out — extremely knowledgeable, communicates clearly, responds promptly, accessible when concerns arose, personable and persistent. As an independent mortgage broker, he navigates situations and the loan process with your priorities and interests in mind. He found the best interest rate than any other mortgage advisor we spoke with and helped guide the process for our complex family situation. Definitely worth a conversation with Matt if you’re looking for a mortgage broker... highly recommend!

Just completed refinancing my home with Different Mortgage and I couldn't be more pleased with the service and the great rate I received from Matt Sauer. Highly recommended!

Matt Sauer handled the refinancing of my condo. He made things so easy and fast. It was great working with him. Matt let me know exactly what I needed to... read more do and always kept in touch as to how the refinancing was going. I’m so glad I refinanced with Matt.