A Mortgage Partner
You Can Trust

I bought my house about two years ago with my ex-husband. We worked with Chris Depaso to finance the loan and he was great to work with. When... read more I had to refinance due to a divorce, Chris was extremely helpful, kind and communicative. He helped me reduce my rate during the refinance. After that Chris contacted me to say rates had gone down and he could help me refinance again to pay less each month - and no out of pocket cost for the new loan. He has now helped me stay in my house and I'm so happy with the service he always provides. He is professional and sure to keep me updated on what needs to happen and when. I would highly recommend Chris and will continue using him in the future.

This is the second time working with Matt Sauer; first to finance our new home three years ago, and now to refinance it. He is attentive and very responsive, and... read more worked diligently to get us great rates both times. We appreciate all he did for us and will definitely reach out to him again for any future financial assistance. We highly recommend his services.

I’ve worked with Matt over the past several years and I have nothing but high praises. He’s walked us through many refinances and even a home purchase; all the... read more while remaining transparent, responsive, and very communicative throughout the entire process. He understands the market, and looks at all variables and all factors to get you the best rate for your situation. Even after the transactions are long done, he’s followed-up with us months or years later to alert us if rates have gone down or a market situation has occurred that might work for your situation(such as conforming loan limit changes). He’ll never push anything that doesn’t make sense for you. I have confidence in working with him again; definitely recommend.

Matt Sauer is a friend of mine from our Church, He has proved to be a person with great morals, wisdom, and ethics. He is easy to work with and... read more makes the whole process of obtaining a mortgage pleasant. I recommend him highly.

We love working with Matt! He's communicative, hard working, and has amazing financial products to help out his clients. We appreciate the way he takes time to help his clients... read more understand their options and make the best decisions.

We were looking to refi and a friend recommended contacting Matt. Within the very first call, which wasn't a scheduled call, he took our info and was plugging in numbers,... read more giving us the breakdown of available options. Throughout the process, Matt answered all our questions and helped us to make the best decision. He is knowledgeable, professional, friendly and was always responsive, even in off hours. I would highly recommend Matt Sauer and Different Mortgage.

Matt Sauer handled the refinancing of my condo. He made things so easy and fast. It was great working with him. Matt let me know exactly what I needed to... read more do and always kept in touch as to how the refinancing was going. I’m so glad I refinanced with Matt.

From the first phone conversation until the day we closed, Matt was a true advocate for our family. This was our first experience in buying a home. Several of his... read more qualities stand out — extremely knowledgeable, communicates clearly, responds promptly, accessible when concerns arose, personable and persistent. As an independent mortgage broker, he navigates situations and the loan process with your priorities and interests in mind. He found the best interest rate than any other mortgage advisor we spoke with and helped guide the process for our complex family situation. Definitely worth a conversation with Matt if you’re looking for a mortgage broker... highly recommend!

Wonderful first homebuyer experience thanks to the amazing customer service from Matt!

Hello. Matt Sauer has done an excellent job executing a couple mortgage loans for my wife and I for our primary residence, as well as our vacation home. ... read more He was extremely thorough, fast, and transparent with us throughout the entire process. He put himself in our shoes and worked hard on finding the best possible lending options for us. He also worked on a Re-fi loan for us a couple years after the purchase of our first home, and did an amazing job! We will definitely recommend Matt Sauer at Different Mortgage to any of our friends needing mortgage loans in the state of California!

Matt is the absolute best. He’s kind, to the point, accurate, friendly, and really knows his stuff. He doesn’t sugar coat things and figures out what works best for you.... read more We have refied with him several times and it’s been smooth sailing. I’m not big on small talk and he respects that of me.

Our family has done two home purchases and a couple refinances with Matt. As others have noted he is a true professional and knows his products and the home... read more buying process better than any other mortgage broker we have worked with. Our first experience with Matt was purchasing a home during the financial crisis in October 2008. He did his research up front and figured out all the hoops we would need to jump through (some very odd requirements at the time). Matt walked me through the requirements so that I knew what we were up against, and exactly how we could get it done. I spoke with multiple other lenders who promised me things that were not possible based on my knowledge from Matt. After pressing them about the information Matt had given me, they would dissapear for a couple days and then come back confirming that Matt's analysis was correct...it wouldn't work as they had stated. So going with Matt was a pretty obvious choice. We closed on time in a period where closing at all was a huge challenge. All our other experiences with Matt have been smooth and hassle free. He is the best.