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Toll Free : 866-248-0907
Confidence Guarantee : We are so confident in our low mortgage and refinance rates that we will match or beat any legitimate offer from a competitor!!!
Making a Difference : 5% of our revenue goes toward the rescue of children from human trafficking. Helping you while saving lives!
There are basically three different approaches that you can take to structure your loan. Regardless of the advertisements you hear, your loan will always be structured in one of the three ways below. Remember, banks are in the business of making money so if you hear something that seems to be too good to be true, as the old saying goes, "it probably is." This is why it is so important to understand how loans work and how they are and can be structured. We, at Different Mortgage, are committed to helping you gain the education that is needed to choose the best loan with the best structure to meet your needs and protect you against making costly decisions.
Options with Education:
1) "NO COST" Loan -- Zero cost to you, but you
will pay more each month in
payment with a higher
interest rate.
2) "Low Cost" Loan -- Low upfront cost to you, but
you will pay less each month
in interest with a lower
interest rate than a
"NO COST" loan.
3) "Lowest Rate" Loan -- Highest upfront cost, but you
will have the lowest interest
rate and payment, which
could save you the most
over time.
We can help you determine the break even point of savings from doing a "NO COST" loan vs. a "Low Cost" loan vs. a "Low Rate" loan, so that you'll know which approach makes the most sense for you. Every situation is different and there is not one loan that is the right solution for every person which is why we are committed to helping you explore all of the options and make the right decision. With so many different types of loan available in this day and age, it is important to have someone you can work with that will help you find what is right for you and not their pocket book, which is what you can count on when you work with Different Mortgage.
More than a Loan Officer:
Most companies have loan officers that are just quoting numbers. We are here to not just do loans, but provide the best advice available for your situation, whether it is to help you improve your credit, tell you it doesn't make sense to do a loan at this time, or help you get into the best situation possible. We will stay in touch with you and do everything we can to help improve your situation.
Technology:
Today’s technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
Different Mortgage Company
Toll: 866-248-0907
Fax: 858-560-1555
info@differentmortgage.com